01 - Whisk together eggs, milk, salt, and pepper in a medium bowl until fully combined.
02 - Heat olive oil in a large nonstick skillet over medium heat. Add onions and bell peppers; sauté for 3–4 minutes until softened.
03 - Stir in cherry tomatoes, cumin, paprika, and chili powder; cook for 1 minute until fragrant.
04 - Pour in the egg mixture. Cook gently, stirring with a spatula, until eggs are just set but still creamy, approximately 3–5 minutes.
05 - Remove from heat. Fold in shredded cheddar cheese, cilantro, and sour cream. Add black beans or cooked bacon/chorizo if using.
06 - Warm tortillas in a dry skillet or microwave until pliable.
07 - Spoon the egg mixture evenly down the center of each tortilla. Fold the sides over, then roll up to form a pocket.
08 - Serve immediately, optionally with extra sour cream, salsa, or hot sauce.